An FCA authorised financial institution for family offices, investment firms, and principals whose structures, treasury flows, and confidentiality requirements demand what others cannot deliver.
Most financial institutions see complex ownership structures, multi-jurisdictional flows, and layered UBO arrangements as problems. We built our entire platform around them — because these are the clients we exist to serve.
DigiDoe is an FCA-authorised electronic money institution with patented technology purpose-built for family offices, internationally active HNWIs, funds, fund administrators, and cross-border corporate groups. Every module was engineered in-house for exactly this client profile.
The result: onboarding measured in hours, not weeks. Risk profiles generated automatically. Payments that move at the speed your operations require.
Our technology was purpose-built for this exact client profile: deep handling of layered UBO structures, complex payment contexts, and multi-jurisdictional treasury flows.
"The clients we serve have one thing in common: they've outgrown providers built for simpler lives."
Not a simple client — but exactly the client we were built for.
Your payment was frozen. Not because it was suspicious — because your provider's compliance team didn't understand a legitimate intercompany transfer between a trust and a holding entity. You've explained your structure four times. You're still waiting.
This is what we exist to solve. Our leadership team didn't learn about family offices from textbooks. They come from that world — as principals, operators, and advisors who sat on both sides of the table and understood the frustrations from the inside.
Production income, IP entities, philanthropy, real estate, trust structures, and cross-border tax footprints. Privacy, fast onboarding for complex ownership, and source-of-wealth handling that works.
Operating businesses, investment vehicles, treasury centres, intercompany financing. One provider that understands the full picture — not three providers and five compliance teams.
Multi-generational structures spanning multiple jurisdictions. Complex succession planning, trustee operations, and absolute confidentiality across every touchpoint.
Complex structures. International exposure. Confidentiality requirements. If your financial needs have outgrown what mainstream providers offer, DigiDoe was designed for you.
Multi-jurisdictional capital movements, complex compliance, settlement speed.
Learn more →Turnkey infrastructure, safeguarding, API integration, white-label solutions.
Learn more →International operations that outgrew standard providers.
Learn more →Discretion, bespoke service, cross-jurisdictional control.
Learn more →Strict controls, governance, operational confidence.
Learn more →Multi-currency settlement across GBP, EUR, USD and beyond — with FX netting, hedging, and direct connectivity to instant payment rails.
Patented AI-driven onboarding that navigates layered ownership, trusts, SPVs, and public-sector structures — assessed in hours, not weeks.
Real-time FX netting and hedging across GBP, EUR, and USD. Cash pooling, multi-entity consolidated reporting, intercompany financing, and automated currency conversion at live rates — giving treasurers a single view across all entities and jurisdictions.
Proprietary KYC/KYB/AML with automated risk profiling, transaction monitoring, sanctions screening. Compliance tools that intricately understand the complex world of global business.
Turnkey platform for EMIs: safeguarding, API integration, agency services, white-label compliance, policies, procedures, staff support, training for EMD agents. White-label operating solution for low-tech startups. APIs for tech-enabled players to build their own back office, onboarding, compliance, transaction monitoring, fraud prevention and more.
Multi-level signatures, AI-powered transaction analytics and threat analysis — protecting your operations from every angle.
Our patented platform was designed around our target client segments from the first line of code.
Every module built in-house on cloud-native architecture. Complete ownership, genuine data security, faster iteration.
Decades of direct experience with family offices, sovereign wealth funds, and complex international structures — embedded in our platform.
Onboarding in hours. Automated risk profiling. Payments that don't stall because our verification is intelligent, not bureaucratic.
Your data never passes through third-party systems. ISO 27001 and ISO 22301 certified.
Every client is assigned a personal account manager who understands your structures, speaks the language of trusts, SPVs, and intercompany flows — not retail banking scripts.
Authorised electronic money institution since 2021.
International standard for information security management.
Business continuity and operational resilience.
Our leadership team didn't learn about family offices, investment funds, and complex international structures from textbooks or market research. They come from that world — as principals, operators, and advisors. A former chairman of a European bank who ran a family office. An executive who served multiple investment funds and family offices, and took companies from private to public on the London Stock Exchange. Product leaders who built digital financial platforms for institutional clients across the Gulf, Europe, and Asia.
This first-hand experience — sitting on both sides of the table, understanding the frustrations from the inside — is what shaped every decision in how DigiDoe was designed, built, and operates. It's why our compliance doesn't freeze legitimate payments, our onboarding doesn't take months, and our account managers speak the language of trusts, SPVs, and intercompany flows — not retail banking scripts.
Your enquiry is handled personally — expect a response from a senior team member, not an autoresponder.
Investment firms across jurisdictions face time-sensitive capital movements, complex compliance, and settlement speed demands.
Multi-currency execution with complete audit trail.
FX netting, cash pooling, consolidated management.
KYC/KYB/AML for fund structures and SPVs.
Reduced times and intermediary costs.
Dedicated account manager — understands your structures, directly accessible.
Launching an EMI requires infrastructure most need years to build. DigiDoe offers a turnkey platform.
White-label payment, FX, account solutions.
Automated KYC/KYB/AML and monitoring.
Accounts, agency, operational infrastructure.
RESTful APIs for payments and compliance.
Dedicated account manager — understands your structures, directly accessible.
Growth-stage businesses with international operations that outgrew standard providers.
Multi-currency with FX netting.
Scales to multi-entity group.
Complex structures in hours.
Consolidated multi-currency view.
Dedicated account manager — understands your structures, directly accessible.
Financial affairs far beyond retail. Multiple jurisdictions, trusts, and the need for absolute privacy.
Unified view across all structures.
Fast international payments.
ISO 27001. Patented infrastructure.
Direct access to your team.
Dedicated account manager — understands your structures, directly accessible.
Government-linked entities under the strictest governance. Controls, forecasting, and oversight are non-negotiable.
Multi-level signatures, segregation of duties.
Forecasting, pooling, consolidated reporting.
Complete audit trail.
ISO 22301 business continuity.
Dedicated account manager — understands your structures, directly accessible.
Your enquiry is handled personally by a senior team member who understands your world.
Family offices are our heartland. But they are far from the only organisations that have outgrown what the market offers.
Funds, corporates, fintechs, sovereign entities, complex SMEs, HNWI principals — different industries, but the same wall. Payments frozen by compliance teams that can't tell a legitimate intercompany transfer from a suspicious one. Onboarding built for corner shops, applied to holding structures spanning three jurisdictions. Treasury fragmented across four providers. Problems escalated to call centres staffed by people who've never heard of an SPV.
The thread that connects every client we serve: complexity is not a defect in their business. It's the nature of operating internationally at scale. And they need infrastructure built for that reality — not adapted from something simpler.
DigiDoe was engineered from the ground up for complex clients. Patented technology that handles layered ownership natively. Compliance that distinguishes sophistication from risk. Onboarding in hours. Treasury consolidated across entities and currencies. A dedicated account manager who understands trusts, intercompany flows, and cross-border structures — because they come from that world.
If your financial operations carry genuine complexity, you're in the right place.
Multi-jurisdictional capital movements, complex compliance, settlement speed.
Learn more →Turnkey infrastructure, safeguarding, API integration, white-label solutions.
Learn more →International operations that outgrew standard providers.
Learn more →Discretion, bespoke service, cross-jurisdictional control.
Learn more →Strict controls, governance, operational confidence.
Learn more →Your enquiry is handled personally by a senior team member.
Turn your network into income by introducing businesses to DigiDoe — an FCA-authorised Electronic Money Institution. You make the introduction. We handle onboarding and delivery.
Any DigiDoe client — individual or business — with an active account in good standing can become an Introducer. Share a prospect via the DigiDoe app, web portal, email, or private messenger. We review eligibility, onboard accepted clients, and automatically allocate the referral to you.
Once the introduced client becomes a paying customer, you earn commission — 7% of the net transaction fees plus a share of eligible account fees — paid monthly into your DigiDoe account for 12 months from the introduction date.
Of the client's net transaction fees — fixed per-transaction charges and percentage commissions.
A portion of the client's eligible monthly or annual fixed account fees.
Commission accrues during the 12 months following the introduction date.
Statements and payments directly into your DigiDoe account every month.
Programme essentials: You operate as an independent contractor. No unapproved incentives. Confidentiality and applicable laws apply. Fees are exclusive of VAT.
Already a DigiDoe client? You can start referring right now from the app or web.
DigiDoe was founded in 2019 with a single conviction: that complex international clients — family offices, funds, cross-border corporates — deserved financial infrastructure built specifically for them, not retrofitted from retail banking models.
We started with a patent. A biometric and AI-driven approach to onboarding and compliance that could handle layered UBO structures, multi-jurisdictional flows, and the kind of client complexity that other providers treat as a problem rather than a purpose.
Patent filed for multi-factor biometric user identification — the technology foundation for everything that followed.
FCA authorisation granted (FRN 901043). MVP launched. Patent granted. Global biometric-based payment services go live.
ISO 27001 certified. First commercial product launched. Joined the Mayor of London's International Business Programme.
Product suite expanded. FX Gateway launched. Named #1 Fastest Growing FinTech Startup in the UK by FinTech Energy. Profitable.
Subsidiaries in Luxembourg and USA. ISO 22301 certified. Financial Services as a Solution (FSaaS) launched. Automated FX exchange live. Completed Grow London Global programme.
Expansion into India underway. KYC/KYB-as-a-Service launched as standalone product. Batch Payments live. Customer base expanded to Africa. $2B+ processed annually.
We're building the financial infrastructure the world's most complex clients deserve.
For the latest news, product updates, and industry insights, visit our main news page.
DigiDoe extends its reach into two of the world's fastest-growing markets, bringing its patented compliance and payment infrastructure to new corridors.
Our compliance technology — previously available only to DigiDoe clients — is now offered as a standalone product for fintechs and EMIs globally.
DigiDoe S.A. and DigiDoe Inc established to serve European and North American corridors with local presence.
Named the fastest growing fintech startup in the UK by FinTech Energy, selected from 200,000 UK companies.
DigiDoe is building specialist financial infrastructure for a chronically underserved market — family offices, internationally active HNWIs, funds, and cross-border corporate groups whose complexity has outgrown what mainstream providers can handle.
With $2B+ processed annually, revenue growth from £0.1M to £42.5M (2022–2025), patented proprietary technology, FCA authorisation, and a proven operating model profitable since 2023, DigiDoe represents a unique opportunity in the regulated fintech space.
Annually across multi-currency corridors.
Proven operating model with accelerating revenue.
Proprietary AI-driven onboarding and compliance stack.
Offices in London, Luxembourg, and USA. Expanding into India and Africa.
DigiDoe is growing. We're looking for people who understand that the most interesting problems in financial services live at the intersection of complexity, compliance, and technology — and who want to solve them.
We're a team of 35+ across London, Luxembourg, and the USA. Our culture values depth over breadth, directness over politics, and building things that work for clients whose needs have been ignored by the mainstream.
For individuals: proof of identity (passport or driver's licence) and proof of residence (not older than 3 months). Business accounts require additional corporate documentation.
Click Get Started, sign up with your email and mobile number, set a password. You'll receive confirmation via email and SMS. Our AI-driven onboarding handles the rest.
Accounts in 38 currencies. Core payment rails in GBP, EUR, and USD with direct connectivity to domestic instant payment systems.
Up to $2,000,000 per transaction for USD and EUR, up to £1,000,000 for GBP. Custom daily limits can be configured per user in Account Management.
AI-powered fraud detection monitors transactions in real-time. Multi-factor biometric authentication, KYC/KYB/AML checks, and multi-level signature authorisation protect every layer.
Yes. DigiDoe Ltd is authorised by the FCA under the Electronic Money Regulations 2017 (FRN 901043). ISO 27001 and ISO 22301 certified.
Send your request to support@digidoe.com for changes to address, phone number, email, or other personal information.
DigiDoe offers transparent, flexible pricing designed for businesses of every size. Start free with competitive transaction fees and no setup costs. Upgrade from £7/month as you grow — no surprise add-ons.
Whether you're a startup, an SME scaling internationally, or a large enterprise optimising global payments, our plans are built around your reality.
Account opening with streamlined onboarding, GBP account + EUR/USD wallets, domestic & cross-border transfers, web dashboard & mobile apps.
From £7/month with priority support, enhanced limits, dedicated account management, and advanced treasury tools.
Custom pricing for large-volume operations, multi-entity structures, and bespoke compliance requirements.
Clear transaction fees, competitive FX rates, no hidden charges. What you see is what you pay.
Find answers to common questions about your DigiDoe account, payments, compliance, and platform features. Our Help Centre covers everything from account setup to transaction management.
How to open an account, required documents, biometric setup, and getting started with DigiDoe.
Domestic and international transfers, transaction limits, supported currencies, and proof of payment.
Currency conversion, live rates, FX netting, and multi-entity treasury management.
Multi-level authorisation, payment approvals, biometric authentication, and account security settings.
For account changes or issues not covered here, contact support@digidoe.com or speak with your dedicated account manager.
DigiDoe takes trust and security seriously. We invest in proven protections to keep your data and money safe at every step.
Patented AI-powered systems monitor transactions in real-time, flagging suspicious activity before it leads to fraud.
Multi-factor biometric verification ensures only authorised users can access accounts and approve payments.
Certified to international standards for information security management and business continuity.
Independent annual Financial Crime Compliance Audit as part of our FCA regulatory obligations.
DigiDoe is subject to the new APP (Authorised Push Payment) fraud regulations. If you believe you are a victim of fraud, contact your account manager or support@digidoe.com immediately.
As an FCA-authorised Electronic Money Institution (FRN 901043), DigiDoe is required to safeguard all customer funds in accordance with the Electronic Money Regulations 2017.
This means your funds are held separately from DigiDoe's own operating funds. They are placed in designated safeguarding accounts with authorised credit institutions, ensuring they are protected in the unlikely event of DigiDoe's insolvency.
Safeguarding is a fundamental regulatory requirement and a core part of how we operate. It ensures that your money is always available for redemption at par value.
Customer funds held separately from DigiDoe's operational accounts at all times.
Safeguarded in designated accounts with FCA-approved credit institutions.
Full compliance with the Electronic Money Regulations 2017 safeguarding provisions.
Your funds are always available for redemption at their full face value.
Please note: electronic money held with DigiDoe is not covered by the Financial Services Compensation Scheme (FSCS). However, your funds are safeguarded in accordance with FCA regulations.