Accounts and Payments for Family Offices, with Controls Built In.
Manage money globally. Open GBP, EUR, USD and AED accounts for the family office, its holding companies, trust and eligible family members. Setup policies, controls and authorizations all in one place and control fund flows effectively and securely.
The day-to-day money layer for your family office.
Your private bank looks after investments and lending. DigiDoe handles the operational side: holding currency, paying staff and suppliers, settling property and asset costs, and keeping every payment inside the authority structure the family has agreed.
One view across the structure
See balances and activity for each entity and account you are authorised to access.
Governance by design
Roles, value thresholds and maker-checker approvals, set per account.
A team that knows your structure
A named contact who understands your entities, signatories and payment patterns.
Ring-fence money by entity, asset and purpose.
Each company, trust and family member holds accounts in its own name. Where eligible, open more than one account in the same currency so property, staff, household and operating costs never mix.
Four account currencies.
Receive, hold and pay in GBP, EUR, USD and AED.
An account for each purpose.
Keep separate accounts for a property, a vessel, a household or an operating company.
Clear records.
DigiDoe understand family office structures & helps keep funds and transactions separate supporting your estate planning.
Pay staff, crew and suppliers in one run.
Pay household and estate staff, contractors and suppliers as a single batch rather than one payment at a time. Every batch follows the same approval rules as any other payment.
Payroll runs
Pay household staff, crew and estate teams.
Suppliers and contractors
Settle property managers, agents, contractors and service providers together.
One review, one approval
Check and approve the whole batch instead of dozens of separate payments. Gain control & standardise policies.
The right access for principals, staff and advisers.
Family members, family office staff, accountants and external advisers each get the access their role requires, and nothing more.
View only
Let advisers and accountants see balances and activity on specific accounts.
Prepare
Let staff create payments and batches without the authority to release them.
Approve
Reserve final approval for principals, directors or nominated signatories.
Every payment follows the family’s authority structure.
Set approval levels and value thresholds for each account, so larger payments always reach the right people before they leave.
Value thresholds.
Require additional approvers once a payment exceeds a set value.
Named approvers.
Choose which users or roles approve at each level.
Maker-checker.
The person who prepares a payment cannot be the one who approves it.
Onboarding shaped around your structure.
We start with a conversation, not a form. Our team works with you and your advisers to map your entities, owners, signatories and expected activity, then sets up accounts, users and approval rules to match.
Map the structure.
Which companies, trusts and family members need accounts, and who owns and controls each one.
Complete due diligence.
We tell you upfront what we need for each entity and individual, including source of funds.
Configure your controls.
Accounts, roles and approval thresholds are in place before your first payment.
Each entity and individual is subject to eligibility, jurisdiction and risk review. More complex structures may take longer to assess.
Map the arrangement with our team.
Discuss plans, access settings and possible bespoke arrangements for your proposed structure.
Fees, limits, allowances and FX methodology are set out in the fee schedule and customer terms.
Tell us how your family office is structured.
Share the entities, people and payments involved. We will set out how DigiDoe can support them, what we need for onboarding, and the right service and pricing for your requirements.