Provide agreed services under DigiDoe's EMI licence.
Get support with assessment, FCA agent registration and implementation, with responsibilities established for your proposed service.
DigiDoe is an FCA-authorised Electronic Money Institution (FRN 901043), not a bank. Relevant funds are safeguarded in accordance with applicable regulatory requirements and are not protected by the FSCS.
An agent relationship comes with defined responsibilities.
You operate within DigiDoe’s risk policies, appetite, controls and oversight. Due diligence and DigiDoe approval determine the services your firm can provide.
Agents must be registered on the Financial Services Register before providing services under the arrangement. Already licensed as an EMI? Explore the infrastructure partnership instead.
Agree the services your customers will use.
UK sort code and account number, with Faster Payments, Bacs and CHAPS.
vIBAN, with SCT and SCT Instant.
vIBAN, with supported international payments through SWIFT.
Hold and convert UAE dirhams and make supported international payments through SWIFT.
Currency conversion.
The agreed programme covers customer information, due-diligence requirements and approval.
Availability depends on currency, destination, jurisdiction, customer eligibility and the agreed commercial arrangement.
Choose the delivery route for your business.
Use a branded app and web portal or connect your own customer experience through APIs, where available under the agreed model.
White-label app and web portal
Launch a mobile app and web portal rebranded with your logo and colours. DigiDoe provides and manages the end-to-end customer experience layer, including native iOS and Android applications and the web portal, allowing you to go live in four weeks.
API integration
Keep your existing app or web portal and consume our services using APIs. Offer GBP, EUR, USD and AED accounts, FX, and domestic and international payment services on your existing surfaces.
Compare delivery options or explore developer documentation and sandbox access.
Guided from assessment to FCA registration.
DigiDoe supports aspiring EMD Agent applicants through business-model review, risk framework alignment, FCA registration, implementation and ongoing oversight.
Agent appointment is subject to due diligence, DigiDoe approval, FCA registration and contractual terms. Services may only be provided using DigiDoe's EMI licence after FCA authorisation is complete.
See the launch journey for the implementation pathIs the agent model right for your business?
Share proposed services, target markets, expected payments and your technical setup. Our team can explain eligibility, responsibilities and commercial terms.
